Mortgage Instruments Flood Cheshire Registry, Obscuring True Sales Picture in June 2026

CHESHIRE -- Of the 18 instruments recorded at the Northern Berkshire Registry of Deeds for Cheshire between June 6 and July 5, 2026, the large majority appear to be mortgage deeds, loan assignments, and related financial instruments rather than arm's-length property sales, leaving a thin picture of actual residential market activity for the period.

  • MARKET OVERVIEW
  • Across all 18 recorded instruments in the dataset, only six carry disclosed consideration amounts, ranging from $70,000 to $414,000. However, several of those figures are attached to transactions where the named grantee is a financial institution — including Greylock Federal Credit Union, Adams Community Bank, and Mortgage Electronic Registration Systems Inc. — indicating mortgage recordings rather than conventional market sales. Stripping those out, the data supports no more than two clearly identifiable arm's-length property conveyances with disclosed prices: 92 Devonshire Drive at $75,000 and 18 West Mountain Road at $349,000. With fewer than three confirmed market sales carrying disclosed prices, a statistically meaningful median cannot be calculated from this period's data alone, and broad conclusions about Cheshire's market conditions are not warranted from this dataset.
  • TOP SALES
  • The highest-priced instrument with a disclosed figure is 268 Devonshire Drive, recorded June 15 at $414,000, with Jes W. and Tiffany M. Witto listed as grantors and Greylock Federal Credit Union as grantee; the financial institution as buyer indicates this is a mortgage instrument rather than a market sale, and it is noted here for completeness only.

The top apparent property transfer with a disclosed price is 18 West Mountain Road, which sold June 16 for $349,000. Christopher A. Warner is listed as seller and Robert H. Rindell as buyer.

92 Devonshire Drive sold June 17 for $75,000, with Gary P. Munson Sr. and Diane L. Munson listed as sellers; no buyer name appears in the available deed data.

  • NEIGHBORHOOD BREAKDOWN
  • Two instruments are recorded for Devonshire Drive — 92 Devonshire Dr. ($75,000, apparent property transfer) and 268 Devonshire Dr. ($414,000, financial institution grantee) — making it the only street with multiple entries in this period. Fisher Hill Road also appears twice: 42 Fisher Hill Rd. and 225 Fisher Hill Rd., both with prices not disclosed, and both associated with financial institution grantors or grantees. Other streets with single recorded instruments include Curran Road, West Mountain Road, Lanesboro Road, Ingalls Road, School Street, Richmond Street, Stafford Hill Road, Stonehedge Road, and Windsor Road, with prices not disclosed for all but the Devonshire Drive and West Mountain Road entries noted above.
  • MARKET NOTES
  • The dominant characteristic of this recording period is the volume of instruments tied to financial institutions — Greylock Federal Credit Union appears as grantor or grantee in at least five entries, Adams Community Bank in at least four, and Mortgage Electronic Registration Systems Inc. in two. This pattern reflects mortgage originations, lien recordings, and loan servicing transfers rather than property ownership changes. Several entries also carry deed book or mortgage book cross-references in the address field, consistent with subordinate instruments rather than primary conveyances. Readers seeking a reliable gauge of residential sales volume and pricing in Cheshire should note that this month's registry data is not representative of market-rate transaction activity.

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